5 Things that you should do before you turn 20

Lessons that I wish I knew when I was a teenager

Aamer Seth
6 min readOct 6, 2021


Photo by rayul on Unsplash

Recently, I just turned 21 and its got me thinking. For me, turning 21 means that my 20s are properly starting and I have to start planning for the future. I’ve started to think more about where I want to live, how I am going to afford things, what I want to do as a career, and if I am spending my time efficiently to achieve all my goals.

Thinking about the future has also gotten me to think a lot about the past, and the things I have done when I was a teenager. There are a few things that I am grateful I started in my teen years, and a few things that I only started recently, but should have done a long time ago. So, here are five things that you should start doing before you turn 20.

1. Invest!

I remember when I was 16, I was making some good money over the summer, and I was having the most fun with it! Buying all the technology products and clothes that I wanted, going out with friends and spending away! However, since I was making quite a bit of money (for a 16-year-old), my parents would mention that maybe I should consider investing some of it. And, being a 16-year-old, I thought this was the dumbest thing, I was too young to start investing and I would have time later in my life for that.

Now, I realize that I was an idiot. The idea of being responsible with your money at that age is extremely boring and dull, but it goes such a long way in the future. If I had the sense to not buy a jacket or two, spend some nights home, and instead invested the money, I would have not only enjoyed my teen years, but been much more comfortable today with my financial situation.

The point is that you are never too young to start investing, and the sooner you begin, the better for your future. This isn’t to say put your entire paycheque in stocks or whatever, but maybe like 5% or 10%. Any amount will make a difference in the future and be there for you when you really need it.

2. Open a Savings Account

This is something that everyone should already have, and if you don’t, get on it! Again, I understand that being a teenager and limiting your spending, especially when you know…



Aamer Seth

A young University student very curious about many things and here to share his thinking. Interested in Photography, Technology and sharing stories.